Fardeem Munir

Don’t wait for the job posting - ship work that speaks louder.

Fardeem Munir

Don’t wait for the job posting - ship work that speaks louder.

What are you working on right now?

I’m a software engineer at Ramp. On my very first day, we kicked off Ramp Treasury. Today it’s Ramp’s third most-used product, and I’ve been building it from day one.

How did you end up at Ramp?

I grew up in Bangladesh. During university in Chicago, I spent every summer working at a startup. By senior year, that startup was being acqui-hired. I didn’t want to go the big tech route, so I decided to try something different.

I cold-emailed Ramp. I’ve never believed in applying to jobs through portals — I’d rather reach out directly. My email argued that compared to other new grads, I had true end-to-end experience: helping a startup go from zero users to hundreds of thousands. That differentiated me.

It’s something I think more people should learn: sometimes, you need to talk about your accomplishments. If it’s for a purpose — like showing why you’re qualified — then frame them openly. There’s even a lesson from Surah Yusuf: Yusuf (AS) told the king of Egypt, “I am qualified to manage the storehouses.” It’s not arrogance when it’s in service of responsibility.

What drew you to Ramp specifically?

I spent hours listening to interviews with Eric, Karim, and other early Ramp team members. They struck me as humble, talented people who cared about good work more than ego.

Another thing I noticed: many of the early employees from their previous company, Paribus, followed them to Ramp. That kind of loyalty says a lot about the kind of founders you’d want to work with.

Did you teach yourself how to code?

Yeah. Back in fifth grade in Bangladesh, I wanted money for snacks. A friend was writing a programming book and had me beta-test it — that was my first exposure.

Later, the government restricted access to social media, and I thought: what if I made my own? So I spent a summer learning JavaScript, MongoDB, and how to deploy to DigitalOcean. I even convinced a support agent to give me free credits by pretending to be a kid in Bangladesh. That was my crash course.

What’s been the most exciting part about Ramp?

Two things:

  1. The people. Sometimes I see my coworkers posting brilliant stuff on Twitter and think, “I should reach out to them.” Then I remember I can just Slack them — that’s wild.

  2. The culture. Ramp moves with velocity. There aren’t endless layers of approvals. You can own something and ship quickly. It feels small, tight, and high-impact, even as it scales.

Do you see yourself starting your own company?

For sure. That’s always been the path I imagined. Even back in school, I was working at startups every summer, shipping products end-to-end, and learning how to move fast with small teams. That experience showed me the kind of builder I want to be.

Right now, Ramp is where I’m sharpening those skills — working with incredibly talented people, learning how to scale, and building with speed. But the long-term vision has always been to take everything I’ve learned — from hacking on projects in Bangladesh as a kid, to cold-emailing my way into Ramp — and eventually channel that into my own company.

What advice would you give to someone trying to break into startups — especially if they’re not based in America?

The best thing about code is that it’s permissionless.

If you’re technical, the only thing that matters is shipping: notice problems, build things, and show them. Don’t wait for permission.

Then, talk about what you’re building. Post on Twitter. Share progress even if you have zero followers. The following will come if you’re consistent.

Do cool things, and talk about them. That’s really it.

What technologies are you most excited about right now?

Two areas:

  1. Stablecoins. They can radically change financial access. Imagine someone in Yemen or Bangladesh: their currency devalues, their options are limited. With stablecoins, they can hold value, invest globally, and send money instantly. When I worked in Bangladesh, it could take a week for money I earned to reach my account. Stablecoins make that seconds. That’s transformative.

  2. Consumer AI. Consumer tech has been stagnant for years. AI is shaking that up, and it’s going to reshape how we interact with products. It’s both exciting and a little scary — but it will redefine what’s possible.


Key Takeaways

  • Don’t just apply — reach out directly. A thoughtful cold email can change your career.

  • Talk about your accomplishments when it serves a purpose.

  • Code is permissionless: build things, ship them, and share them.

  • Ramp’s culture shows that speed and ownership still matter, even at scale.

  • Stablecoins and consumer AI will reshape finance and technology in the coming decade.


We’re backing the next generation of Muslim founders.

2025 Alif

Shipped from San Francisco

We’re backing the next generation of Muslim founders.

2025 Alif

Shipped from San Francisco

We’re backing the next generation of Muslim founders.

2025 Alif

Shipped from San Francisco

We’re backing the next generation of Muslim founders.

2025 Alif

Shipped from San Francisco